Corporate Governance



Committed to upholding high standards of ethics for the long term, Troo ensures that the interests of our shareholders, customers and regulators are protected.

Internal risk management and control systems


Troo's internal risk management and control systems are designed to provide the Board and management with a reasonable level of assurance that:



Shareholding Structure

East West Ageas Life Insurance Corporation (the "Company"), doing business under the name Troo, was incorporated and registered with the Philippine Securities and Exchange Commission ("SEC") on October 20, 2015. The Company's primary purpose is to undertake and write insurance upon the life of individuals, and every insurance appertaining thereto or connected therewith to make contracts of insurance providing for all risks, hazards, guarantees and contingencies to which life, accident, or health insurance is applicable to indemnify against legal liability to compute endowments and grant, purchase or dispose of annuities to procure re-insurance of its risks to issue policies stipulated to be with or without participation in profits and to purchase for its own benefit any policy of insurance or other obligation as well as claims of policyholders.

On May 28, 2015, the stockholders, East West Banking Corporation ("EWBC") and Ageas Insurance International N.V. ("Ageas") entered into a Joint Venture Agreement (the "Agreement") over the Company.

On December 22, 2015, the Company obtained from the Insurance Commission ("IC") a license to operate a life insurance business. Certificate of Authority No. 2016/78-O was granted effective January 1, 2016 to December 31, 2018.

The Company started its commercial operations on February 1, 2016.

The Company's registered office is at One World Place, 32nd Street, Bonifacio Global City, Taguig City.

(Refer to the 2018 General Information Sheet for more information)
(Refer to the 2017 General Information Sheet for more information)
(Refer to the 2016 General Information Sheet for more information)


Group Corporate Structure